In most cases, yes, we need to see the vehicle in order to provide the most accurate assessment. There are some exceptions.
Common exceptions include:
In most cases, we determine an agreed, appraised value for the purposes of obtaining insurance coverage. This value is calculated using the fair market value of the vehicle plus the applicable local taxes such as HST. This gives you and your insurance company certainty on what is to be covered and the right premium for that coverage so that everyone has peace of mind.
We can also provide different calculations of value such as liquidation pricing, or replacement value in the case of a highly customized vehicle or one restored to a concours or better standard such as OE Gold, Bloomington etc.
A standard appraisal is usually sufficient for most matters such as obtaining insurance, division of property or wills and estates.
For more complex and/or disputed matters such as insolvency & restructuring procedures, OMVIC or CAMVAP arbitrations, deficiencies, post-loss assessments, please contact us. At Kingsway and P.A.V.E. we are experienced with the requirements of the Ontario legal system and we can prepare the necessary supporting documents and/or provide expert witnesses as needed.